Registered Tax & Accounting Practice
Use Your Super to Invest in Property —
Structured Correctly and Compliantly
Now that you’ve decided to use your super to invest in property, I’ll guide you through the process, ensuring it’s structured correctly and remains fully compliant.
Educational guidance provided by a registered tax and accounting practice.
No personal financial product advice is provided.
Trusted By Australian Working Professionals
Supporting Australians aged 30–65 with a structured approach to self-managed super funds.
We work alongside mortgage brokers and licensed financial advisers where required.
SMSF establishment and compliance
Tax structuring guidance
Coordination with licensed professionals
Property purchase structuring inside super
Review Proces
THE SMSF PROPERTY STRUCTURE
REVIEW:
UNDERSTAND IF YOUR SUPER CAN
PURCHASE PROPERTY
Before making any decisions, it is crucial to understand the rules. Our structured
review is designed to provide you with clear, factual accounting guidance so you know exactly where you stand.
What the Review Covers:
Whether an SMSF is appropriate for your situation
What compliance obligations apply
What tax considerations exist
What steps are required before any property is acquired
Compliance Disclaimer
This is accounting and structural guidance only. We do not provide financial product advice or investment recommendations.
Start with clarity.
Book a no-obligation call to discuss your current super position and see if a formal structure review makes sense for you.
What This Review Covers
A systematic five-step approach to SMSF property structuring.
Step 1
Super Position Review
We assess your current super balances and contribution history.
Step 2
SMSF Suitability Discussion
We outline trustee responsibilities, costs, and compliance obligations.
Step 3
Structural Requirements
We explain borrowing structures, including Limited Recourse Borrowing Arrangements (LRBA).
Step 4
Tax & Compliance Overview
We clarify tax treatment, reporting requirements, and ATO obligations.
Step 5
Referral Coordination
Where required, we refer you to licensed financial advisers or mortgage brokers.
Inside The SMSF Property
Structure Review
Initial eligibility
discussion
SMSF establishment
(if appropriate)
Corporate trustee
setup
ABN and TFN
registrations
Compliance
documentation
Explanation of ongoing accounting and audit requirements
Coordination with external licensed professionals
Are You The Right Fit?
This is for you if:
You have $150K+ combined in super
You are considering property inside super
You want to understand compliance before making decisions
You value structured, professional guidance
This is not for you if:
You want property investment recommendations
You are seeking personal financial product advice
You want speculative or high-risk strategies
Success Stories
Structered the right way
“We didn’t understand the compliance side. The review helped us decide with clarity.”
Andrew & Rose M.
“Having the accounting structure explained first gave us confidence before speaking to brokers.”
~ Anthony & Sarah K
We’d give Lorlene and her team 1001%. They guided us every step of the way, and we really appreciated the clear boundaries between advice and compliance.”
~Max & Gina M
Frequently Asked Questions
Are you providing financial advice?
No. We provide accounting, tax, and structural guidance only. Investment advice must come
from a licensed financial adviser.
Can you recommend a property?
No. Property selection decisions are outside our scope. We can coordinate with appropriate licensed professionals.
Can you help set up the SMSF?
Yes. We handle establishment and ongoing compliance services.
Is borrowing allowed inside super?
Borrowing is permitted under strict LRBA rules. We explain the structure and refer you to appropriate lending specialists.
Do I need a financial adviser?
Depending on your circumstances, you may require licensed advice before proceeding.
Understand the Structure
Before You Make a Decision
Using super to invest in property carries responsibilities. Before acting,
make sure the structure is appropriate, compliance is clear, and tax implications are understood.
SMSF establishment and compliance services provided
by Florishel Pty Ltd.
Liability limited by a scheme approved under
Professional Standards Legislation.
SMSF establishment and compliance services provided by Florishel Pty Ltd.
Liability limited by a scheme approved under Professional Standards Legislation.
© 2026 Florishel Pty Ltd.